Terms of Service

Effective Date: 17 Jan 2025

Welcome to Capable.Loans (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, capable.loans (the “Website”). By accessing or using our Website, you agree to these Terms. If you do not agree, please do not use our Website.

1.1 Purpose
The Website is intended to provide free informational resources related to loans and financing. No financial or professional advice is provided, and all content is for general informational purposes only.

1.2 Eligibility
By using this Website, you confirm that you are at least 18 years old and capable of entering into legally binding agreements.

1.3 Restrictions
You agree not to:

  • Use the Website for unlawful purposes.
  • Attempt to disrupt or interfere with the Website’s functionality.
  • Access the Website using automated methods such as bots, scrapers, or spiders.
  • Copy, reproduce, or redistribute Website content without our prior written consent.

2. Intellectual Property

All content, materials, trademarks, and logos displayed on the Website are owned by or licensed to Capable.Loans. You may not use or reproduce them without prior written permission.

3. Disclaimer of Warranties

The Website is provided on an “as-is” and “as-available” basis. We make no warranties or representations about the accuracy, completeness, or reliability of the content. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

  • Implied warranties of merchantability and fitness for a particular purpose.
  • Any guarantee that the Website will be uninterrupted or error-free.

4. Limitation of Liability

To the extent permitted by law, Capable.Loans shall not be liable for any:

  • Direct, indirect, incidental, special, or consequential damages arising from your use of the Website.
  • Loss of data or profits related to Website use or reliance on its content.

5. Third-Party Links

Our Website may contain links to third-party websites for convenience. We are not responsible for the content, policies, or practices of these external websites. You access such websites at your own risk.

6. Data Collection

Currently, we do not collect personal data from users. Should we begin collecting data in the future, this policy will be updated to reflect our practices. For more details, refer to our Privacy Policy.

7. Changes to the Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website signifies your acceptance of any revised Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of Singapore. Any disputes arising from or related to these Terms will be subject to the exclusive jurisdiction of Singaporean courts.

9. Contact Us

If you have questions or concerns about these Terms, you can contact us at:

Capable.Loans
Email: info@capable.loans

By using the Website, you acknowledge that you have read, understood, and agreed to these Terms of Service.