Privacy Policy

Effective Date: 17 January 2025

Capable.Loans (“we,” “our,” or “us”) is committed to protecting the privacy and security of our users’ personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, capable.loans (the “Website”). By using our Website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information
Information you provide directly, such as your name, email address, phone number, or company details, when you fill out lead forms, subscribe to updates, or contact us.

1.2 Non-Personal Information
Data automatically collected through cookies, analytics tools, or server logs, including:

  • Browser type
  • IP address
  • Pages visited
  • Time spent on the Website
  • Time spent on the Website

1.3 Cookies and Tracking Technologies
We use cookies and similar technologies to enhance user experience, analyze site performance, and gather insights about Website traffic.

2. How We Use Your Information

  • To respond to inquiries or requests submitted via our Website.
  • To provide relevant updates and information about our services.
  • To improve the functionality and usability of our Website.
  • To comply with legal obligations and protect our legal rights.
  • To analyze Website traffic and usage trends for optimization.

We may use the information we collect for the following purposes:

3. How We Share Your Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:

  • Service Providers: With trusted third-party providers who assist us in operating the Website and delivering services (e.g., hosting and analytics).
  • Legal Requirements: To comply with applicable laws, regulations, or legal processes.
  • Business Transfers: In the event of a merger, acquisition, or sale of our business, your information may be transferred as part of the transaction.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

5. Your Rights

As a user, you have the following rights:

  • To access, update, or delete the personal information we hold about you.
  • To opt out of receiving marketing communications by following the unsubscribe link in our emails or contacting us directly.
  • To disable cookies in your browser settings if you wish to limit data collection.

6. Third-Party Links

Our Website may contain links to third-party websites. Additionally, links to our Terms of Service can be found at /terms. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies before providing any personal information.

7. Children’s Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us, and we will take appropriate action.

8. International Data Transfers

If you access our Website from outside Singapore, please be aware that your information may be transferred to, stored, and processed in Singapore, where our servers are located and operated.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. The revised policy will be posted on this page with the updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Capable.Loans
Email: info@capable.loans

By using our Website, you acknowledge that you have read and understood this Privacy Policy.